PHP to SGD — Convert Philippine Peso to Singapore Dollar (Live Rate)
🧮 Live PHP → SGD rate + calculator
The calculator above shows a live indicative PHP/SGD rate and the last updated time—useful for travel refunds, savings planning, and remittance comparisons.
- âś… Quick table for practical peso amounts (100 to 100,000 PHP)
- âś… Notes on why your final SGD can differ (spread, fees, cash vs digital)
- ✅ Helpful for “php peso to sgd” searches
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PHP/SGD exchange rate today
PHP to SGD converts Philippine pesos (PHP) into Singapore dollars (SGD / S$) using the current exchange rate. This conversion is common for travel refunds, savings planning, and remittance comparisons—often searched as php peso to sgd, php sgd, convert peso to sgd, peso to sgd conversion, convert philippine peso to sgd, or philippine currency to sgd.
This page provides a live, indicative rate so you can estimate quickly. Keep in mind: the final SGD you receive can differ depending on provider spreads, fees, and whether you’re converting cash or transferring digitally.
Rates are indicative, provider fees apply.
Quick conversion table (PHP → SGD)
Use the live PHP/SGD rate shown above to estimate popular amounts:
- 100 PHP = (100 Ă— rate) SGD
- 500 PHP = (500 Ă— rate) SGD
- 1,000 PHP = (1,000 Ă— rate) SGD
- 5,000 PHP = (5,000 Ă— rate) SGD
- 10,000 PHP = (10,000 Ă— rate) SGD
- 20,000 PHP = (20,000 Ă— rate) SGD
- 50,000 PHP = (50,000 Ă— rate) SGD
- 100,000 PHP = (100,000 Ă— rate) SGD
These are the most practical checkpoints for anyone doing a peso to SGD conversion.
How to convert (formula + examples)
Formula: SGD = PHP Ă— (PHP/SGD)
Examples (sample rate only to show the math): If 1 PHP = 0.024 SGD, then:
- 1,000 PHP → 1,000 × 0.024 = S$24
- 10,000 PHP → 10,000 × 0.024 = S$240
- 50,000 PHP → 50,000 × 0.024 = S$1,200
Tip: for large PHP amounts, even a small change in rate or fees can noticeably change your final SGD.
What changes the real rate (fees and spreads)
The live rate on this page is an indicative reference. Your “real” php peso to sgd result can differ due to:
1) Spread (provider margin)
Banks and exchange services quote customer rates with a margin. That margin is often the biggest reason two “PHP to SGD” quotes aren’t identical.
2) Fees (transfer and service charges)
Remittance and transfer services may charge a flat fee or percentage fee, or bake the cost into the rate. Compare the net SGD you receive after all charges.
3) Cash vs digital conversion
Cash exchange can have wider spreads depending on location, while digital services can offer better rates but still include service fees or payout constraints.
Rates are indicative, provider fees apply.
FAQ
How do I convert Philippine peso to SGD quickly?
Use the calculator above or the formula SGD = PHP Ă— (PHP/SGD). The quick table includes the most common amounts like 1,000, 10,000, and 50,000 PHP.
Why is my peso to SGD conversion different at my bank or exchange?
Because providers apply spreads and may add fees. Some advertise “no fee” but include the cost inside a slightly worse exchange rate.
Does the PHP/SGD rate change during the day?
Yes. FX rates fluctuate, so if you’re converting a larger amount, re-check the rate close to the moment you exchange.
Is “Philippine currency to SGD” the same as PHP to SGD?
Yes. The Philippine peso is PHP, so it’s the same conversion.
What’s the best way to get a fair PHP to SGD rate?
Compare reputable banks, licensed money changers, and trusted transfer providers. Focus on the final SGD received after fees—not just the headline rate.
Official sources & references for SGD and PHP
For reference-level exchange rate information, you can cross-check central bank and statistical sources (published references may not include provider spreads/fees).
- Bangko Sentral ng Pilipinas (BSP) — official website
- BSP — exchange rate statistics (reference pages)
- Monetary Authority of Singapore (MAS) — Exchange Rates
- MAS — Exchange rates hub (datasets & APIs)
- IMF — exchange rate data portal (reference series)
Last updated: January 28, 2026