SGD to PHP — Convert Singapore Dollar to Philippine Peso (Live Rate)

SGD to PHP — live exchange rate and converter — Estimate SGD → PHP quickly with a live indicative rate.

💸 Live SGD → PHP rate + calculator

The calculator above shows a live indicative SGD/PHP rate and the last updated time—useful for remittances, travel, and online shopping comparisons.

✅ Quick table for common amounts (10 / 50 / 100 / 200 / 500 / 1000 SGD)
✅ Tips on why the final PHP can differ (spread, fees, payout method)
✅ Handy for “1 SGD to PHP peso” checks

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SGD/PHP exchange rate today

SGD to PHP converts Singapore dollars (SGD) into Philippine pesos (PHP) using the current exchange rate. This is a high-demand conversion because it’s used for travel, online shopping, and especially remittances. People search it in many ways: convert sgd to php, sing dollar to php, sing dollar to php peso, sgd to peso php, sing dollar to pesos, sgd to peso converter, and 1 sgd to php peso.

This page helps you estimate pesos fast using a live, indicative rate. If you’re sending money to the Philippines, comparing remittance providers, or budgeting a trip, you’ll also want to understand why the “real” rate you receive can differ from the market rate.

Rates are indicative, provider fees apply.

Quick conversion table (SGD → PHP)

Use the live SGD/PHP rate shown above to estimate common amounts:

1 SGD = (1 × rate) PHP
10 SGD = (10 × rate) PHP
50 SGD = (50 × rate) PHP
100 SGD = (100 × rate) PHP
200 SGD = (200 × rate) PHP
500 SGD = (500 × rate) PHP
1000 SGD = (1000 × rate) PHP

This table covers quick checks like 1 sgd to php peso and helps you plan typical remittance or travel amounts without retyping.

How to convert (formula + example)

Formula: PHP = SGD × (SGD/PHP)

Example (sample rate only to show the math): If 1 SGD = 41.50 PHP, then:

10 SGD → 10 × 41.50 = 415 PHP
50 SGD → 50 × 41.50 = 2,075 PHP
100 SGD → 100 × 41.50 = 4,150 PHP
1000 SGD → 1000 × 41.50 = 41,500 PHP

If you’re searching “SGD to peso”, that’s the same conversion: SGD → PHP.

What changes the real rate (fees, spreads, payout method)

The live rate is an indicative reference. The final pesos you receive can change because of:

1) Spread (provider margin)

Most providers don’t use the exact mid-market rate. They add a margin between buy/sell, which reduces the PHP you receive per SGD.

2) Fees (fixed vs percentage)

Some services charge a flat fee; others charge a percentage. Some show “low fee” but bake costs into the rate. Always compare the net PHP delivered.

3) Payout method and speed

Cash pickup, bank deposit, and wallet top-ups can have different pricing. Faster delivery can sometimes cost more via fees or a slightly worse rate.

Rates are indicative, provider fees apply.

Bank vs remittance vs cash exchange (why quotes differ)

For SGD to PHP, the quote you see depends heavily on who is converting and how:

Bank rates can be convenient for transfers, but they may include wider spreads and additional transfer fees.
Remittance providers often compete on the overall result (rate + fee), sometimes offering a better rate but charging a service fee or varying prices by payout method.
Cash exchange can be instant, but spreads are often wider in tourist-heavy locations or small counters, so you may get fewer pesos per SGD than expected.

Best practice: compare providers by the final PHP received after all fees—not just the headline “SGD to peso converter” rate.

FAQ

What is the SGD to PHP rate today?

The SGD/PHP rate today is shown live on this page with the last updated time. Rates can change during the day, so check the update time before sending a remittance or exchanging a large amount.

How do I convert SGD to PHP peso quickly?

Use the calculator above or the formula PHP = SGD × (SGD/PHP). The quick table (1/10/50/100/200/500/1000) covers the most common amounts.

Why is my “sing dollar to php” rate different from what I see online?

Because banks and providers apply spreads and fees. Some advertise “no fee” but include costs in a worse exchange rate. For remittances, payout method and speed can also change the final PHP.

Is “SGD to peso” the same as SGD to PHP?

Yes. In this context, “peso” refers to the Philippine peso (PHP), so it’s the same conversion.

Is it better to exchange SGD to PHP in Singapore or in the Philippines?

It depends on the provider and location. Airport and tourist-area exchangers often have wider spreads. If you want the best value, compare a few reputable options and focus on the net PHP after all fees.

Does the SGD/PHP rate change throughout the day?

Yes. FX rates fluctuate, so re-check close to the time you convert—especially for large transfers.

Official sources & references for SGD and PHP

For reference-level exchange rate information, you can cross-check central bank and statistical sources (published references may not include provider spreads/fees).

Last updated: January 28, 2026